Category Archives: Spending Plan

Retirement Planner Calculator [Skip to Content] Do you know what it takes to work towards a secure retirement? Use this calculator to help you create your retirement plan. View your retirement savings balance and your withdrawals for each year until the end of your retirement. Social Security is calculated on a sliding scale based on …

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Debt-to-Income Ratio [Skip to Content] Use this calculator to quickly determine your debt-to-income ratio. This is the percentage of your gross income required to cover your housing and debt payments. The lower your debt-to-income ratio the more manageable your debt load will be. A low debt-to-income ratio increases the odds that you will be able …

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Civilian Pay to Equal Military Take Home Pay Many new military retirees accept starting salaries that sound attractive … and then are shocked when their first (net) civilian paycheck is significantly smaller than they had expected. That’s because they forgot to consider that civilian salaries are fully taxable, whereas they’ve been used to having a …

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Should my spouse work? [Skip to Content] This calculator is designed to help you see the financial impact of adding, or removing, a spouse’s income to your household. As with any decision of this type, there are many factors to consider, but knowing your finances is a good place to start. Withholding schedules, rules and …

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